Loans and credits
A payment schedule is what both interest accrual and debt calculation depend on. It is built from the obligation’s parameters and recalculated on early repayment or restructuring.
Plan From the “Company” plan.
What is inside
- Loan, credit, revolving and non-revolving credit line, factoring
- Annuity, including paid in advance, equal installments and differentiated payments
- Tranches with their own dates and rates, a fee on the unused limit
- Interest accrual as a routine operation at period close
- Early repayment, restructuring, late payment penalties
- Covenants with checks and a warning near the limit
- Loans issued, collateral, encumbered property
Limits
The payment calendar and the cash gap forecast belong to management accounting and are in A3.Finance.
Frequently asked questions
Can I record loans from founders?
Yes, a loan from a founder is recorded as a regular loan with a schedule, and the link to equity is visible on the founder’s record.
Is the schedule recalculated on early repayment?
Yes, the schedule is rebuilt from the remaining debt, and past payments stay as they were.
Other features
Start with a bank statement
Upload last month’s statement and see your cash flow before setting anything up. If you need to move from 1C or work in several countries, we will show it on your data.